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Undergraduate


Overview
Commonwealth loans and scholarships
General citizenship and residency rules
Commonwealth assistance available

Overview


At the undergraduate level, higher education providers are able to offer two types of places to domestic students:

  • Commonwealth supported (previously known as a HECS place)
  • fee-paying (non-Commonwealth supported).

If you are in a Commonwealth supported place, you only make a contribution towards the cost of your education (known as the student contribution) while the Australian Government contributes the majority of the cost.

If you are not Commonwealth supported you will pay tuition fees, which are not subsidised by the Australian Government. Fee-paying undergraduate places are additional to Commonwealth supported places.

Overseas students are only able to study in an overseas fee-paying paying place and must pay overseas student fees. Providers must charge overseas students fees at a level sufficient to recover the full costs of delivering their course.


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Commonwealth loans and scholarships


From 2005 eligible students will have access to deferred payment arrangements through the Higher Education Loan Programme (HELP). The HELP scheme consists of three loans called:

  • HECS-HELP
  • FEE-HELP
  • OS-HELP

See also: Loans


As well as the HELP scheme there are a number of Commonwealth and privately funded scholarship opportunities available to eligible students to assist with the costs associated with undertaking higher education.

See also: Scholarships


 

General citizenship and residency rules


Access to Commonwealth assistance for higher education, which includes subsidised places and loans, is dependent on your citizenship or residency status.


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Commonwealth assistance available


The following table outlines the Commonwealth assistance options available to Commonwealth supported, fee-paying and overseas students, based on citizenship or residency status.


Note: This table only applies to students commencing their studies after 1 January 2005. If you commenced your studies before 2005, go to pre-2005 HECS students or pre 2005 non-HECS students.

 

Citizenship /
residency status 

Commonwealth pays 

Student
pays

Payment options
(including loans)

Commonwealth supported students
Australian citizens

Permanent humanitarian visa holders 

Commonwealth contribution


20% HECS-HELP discount for:

- full up-front payments, or

- partial up-front payments of $500 or more.

Student contribution  Three payment options:


- HECS-HELP loan

- full up-front payment (inc. 20% discount)


- partial up-front  payment (inc. 20% discount for payment of $500 or more) and HECS-HELP loan

OS-HELP loan for overseas study.

See also:

HECS-HELP

OS-HELP

New Zealand citizens

Other permanent visa holders 

Commonwealth contribution  Student contribution No loans - full up-front payment only.

See also:
Payment options & HECS-HELP
Fee-paying (non-Commonwealth supported) students
Australian citizens

Permanent humanitarian visa holders
No contribution  Tuition fees 

- FEE-HELP loan


- Full or partial up-front payment

New Zealand citizens

Other permanent visa holders
No contribution  Tuition fees  No loans - full up-front payment only.
Overseas students
Foreign citizens who do not hold an Australian permanent visa

Temporary visa holders

Provisional visa holders
No contribution Overseas student fees  No loans.

See also: International students


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Undergraduate
Topics in this section
Commonwealth support for your place & HECS-HELP
Commonwealth supported places
Applying
Important dates - census dates
Being eligible & Student Learning Entitlement
What you pay
Payment options & HECS-HELP
Your Commonwealth Assistance Notice
Withdrawing, failing, non-completion
Re-crediting of Student Learning Entitlement
Pre-2005 HECS students
Maximum student contribution amounts for unit of study in accounting, administration, economics and commerce in 2008
Australian citizenship
Full fees & FEE-HELP
Eligibility requirements
Applying & important dates - census dates
Fee paying students - tuition fees
What you pay
FEE-HELP charges & deductibility
Your Commonwealth Assistance notice
Re-crediting of FEE-HELP balance
Withdrawing, failing, non-completion
Open Universities Australia
Loans
HECS-HELP
FEE-HELP
OS-HELP
Scholarships
Commonwealth Scholarships
Other scholarship information


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