Your FEE-HELP balance is the amount of FEE-HELP you are still able to borrow. For example, if you commence an undergraduate science degree as a fee-paying student and borrowed $12,000 through FEE-HELP to pay tuition fees in 2006, your FEE-HELP balance will be $68,000 at the beginning of 2007. Once you reach the FEE-HELP limit, your FEE-HELP balance is nil.