What if I commenced study prior to 2005 and already have a PELS debt?

If you incurred a PELS debt for study undertaken before 1 January 2005, this debt does not count towards your FEE-HELP limit (see Am I studying at an approved higher education provider?)

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Topics in this section
	Pre-2005 PELS students
	How have the changes to higher education affected pre-2005 PELS students?
	What does it mean to discontinue my enrolment?
	Does a loan fee apply to pre-2005 PELS students?
	Will pre-2005 PELS students have to complete a new form for 2007?
	What happens to pre-2005 PELS students who do not complete their course of study by the end of 2008?
	How have the changes affected Open Universities Australia students?
	Does a loan fee apply to Open Universities Australia students?
	How have the changes affected BOTPLS students?
	Does a loan fee apply to bridging study?