Information for students with a HECS, PELS, OLDPS, or BOTPLS debt incurred before 2005

Before 1 January 2005, any debts you incurred under the Higher Education Contribution Scheme (HECS), the Postgraduate Education Loan Scheme (PELS), the Open Learning Deferred Payment Scheme (OLDPS) and the Bridging for Overseas Trained Professionals Loan Scheme (BOTPLS) were added together and collected as one debt, called an accumulated HECS debt.
 

This debt became an accumulated HELP debt on 1 June 2006.