What happens to my debt if I go bankrupt?

HELP debts and accumulated HELP debts are not provable under the Bankruptcy Act 1966 and you will have to pay them as if you had not been declared bankrupt.

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Topics in this section
	When do I start repaying my HELP debt?
	How much will my repayments be?
	Is interest charged on my debt?
	How do I repay my debt if I am a payee under pay as you go (PAYG) withholding?
	How do I repay my debt if I am a payer under pay as you go (PAYG) instalments?
	What do I do if I disagree with my compulsory repayment?
	What happens if I have difficulties making my compulsory repayment?
	Can I make voluntary repayments?
	Can I get a bonus for voluntary repayments?
	Are my repayments tax deductible?
	What happens to my debt if I die?
	Where can I get information on my accumulated HELP debt?
	Information for students who have incurred a HECS-HELP, FEE-HELP or OS-HELP debt
	Information for students with a HECS, PELS, OLDPS, or BOTPLS debt incurred before 2005